NCSBT is the only member-funded, member-managed risk management program in the state designed specifically for North Carolina public school districts. It is governed by a board of trustees comprised of board of education members from across the state. The program provides a number of coverages to its members through its three funds: Errors & Omissions/General Liability, Automobile/Inland Marine, and Workers’ Compensation.

While our services rival those of any insurance company, our mission to provide risk management services and protection only to schools sets us apart. Unlike for-profit insurance companies that lure districts with initial low rates that steadily increase over time, our not-for-profit structure allows our members to consistently enjoy excellent service at stable, competitive prices. At NCSBT, the focus is on finding the appropriate risk management services and protection for our members, not looking for ways to avoid paying claims.